Status 03/22/2023
As the operator of this site, Carl Finance GmbH ("Carl Finance GmbH" or "we") takes the protection of your personal data very seriously. The protection of your privacy when processing personal data is an important concern for us. In the following, we would like to inform you which data we collect and process when you visit our Internet presence (hereinafter also referred to as "website"), for example, or when you use the services we offer elsewhere (hereinafter also referred to as "services").
Responsible in the sense of the EU data protection basic regulation (DSGVO) is
Carl Finance GmbH
Rosenstr. 16, 10178 Berlin
legally represented by Daniel Schenk
Email: kontakt@carlfinance.de
Tel.: +49 30 403 630 710
In the following, we provide information about the processing of personal data when using
Personal data is any data that can be related to a specific natural person, e.g. their name or IP address.
The responsible party pursuant to Article 4 (7) of the EU General Data Protection Regulation (GDPR) is Carl Finance GmbH, Rosenstraße 16, 10178 Berlin, Germany, Email: kontakt@carlfinance.de. We are legally represented by Daniel Schenk.
The scope of data processing, processing purposes and legal bases are explained in detail below. The following can be considered as the legal basis for data processing:
Insofar as we transfer data to service providers or other third parties outside the EEA, the security of the data during the transfer is guaranteed, where available (e.g. for the UK, Canada and Israel), by adequacy decisions of the EU Commission (Art. 45 Ab. 3 DSGVO).
If no adequacy decision exists (e.g. for the USA), the legal basis for the data transfer is usually standard contractual clauses, unless we indicate otherwise. These are a set of rules adopted by the EU Commission and are part of the contract with the respective third party. According to Art. 46 (2) (b) of the GDPR, they guarantee the security of the data transfer. Many of the providers have given contractual guarantees that protect the data beyond the standard contractual clauses. These are, for example, guarantees regarding the encryption of the data or regarding an obligation of the third party to inform data subjects if law enforcement bodies want to access data.
Unless expressly stated within the scope of this data protection declaration, the data stored by us will be deleted as soon as they are no longer required for their intended purpose and the deletion does not conflict with any statutory retention obligations. If the data is not deleted because it is required for other and legally permissible purposes, its processing is restricted, i.e. the data is blocked and not processed for other purposes. This applies, for example, to data that we must retain for reasons of commercial or tax law.
Data subjects have the following rights in relation to personal data concerning them:
Data subjects also have the right to complain to a data protection supervisory authority about the processing of their personal data.
Within the scope of a business relationship or other relationship, customers, interested parties or third parties only have to provide us with the personal data that is required for the establishment, implementation and termination of the business relationship or for the other relationship or which we are legally obliged to collect. Without this data, we will usually have to refuse to conclude a contract or provide a service or will no longer be able to perform an existing contract or other relationship.
Mandatory information is marked as such.
For the establishment and implementation of a business relationship or other relationship, we generally do not use fully automated decision-making pursuant to Article 22 of the GDPR. Should we use these procedures in individual cases, we will inform you separately if this is required by law.
When contacting us, e.g. via Email or telephone, the data provided to us (e.g. names and Email addresses) will be stored by us in order to answer questions. The legal basis for the processing is our legitimate interest (Art. 6 para. 1 p. 1 lit. f DSGVO) in answering enquiries directed to us. We delete the data accruing in this context after the storage is no longer necessary or restrict the processing if there are statutory retention obligations.
From time to time we conduct customer surveys to get to know our customers and their wishes better. In doing so, we collect the data requested in each case. It is our legitimate interest to get to know our customers and their wishes better, so that the legal basis for the associated data processing is Art. 6 para. 1 p. 1 lit f DSGVO. We delete the data when the results of the surveys have been evaluated.
We reserve the right to inform customers who have already used services from us or purchased goods about our offers from time to time by Email or by other electronic means if they have not objected to this. The legal basis for this data processing is Art. 6 para. 1 p. 1 lit. f DSGVO. Our legitimate interest lies in direct advertising (recital 47 DSGVO). Email Customers can object to the use of their Email address for advertising purposes at any time without incurring additional costs, for example via the link at the end of each Email or by sending an e-mail to our Email address mentioned above.
Interested parties have the option to subscribe to a free newsletter. We process the data provided during registration exclusively for sending the newsletter. Registration takes place by selecting the corresponding field on our website, by ticking the corresponding field in a paper document or by another clear action, whereby interested parties declare their consent to the processing of their data, so that the legal basis is Art. 6 para. p. 1 lit. a DSGVO. Consent can be revoked at any time, e.g. by clicking on the corresponding link in the newsletter or by sending a note to our Email address given above. The processing of the data until revocation remains lawful even in the event of revocation.
Based on the consent of the recipients (Art. 6 para. 1 p. 1 lit. a DSGVO), we also measure the opening and click-through rate of our newsletters to understand which content is relevant to our recipients.
We send newsletters using the ActiveCampaign tool from the provider ActiveCampaign, LLC, 1 N Dearborn St., 5th Floor, Chicago, Illinois 60602, USA (privacy policy: https://www.activecampaign.com/legal/privacy-policy). The provider processes content, usage, meta/communication data and contact data in the USA.
During the informative use of the website, i.e. when site visitors do not separately transmit information to us, we collect the personal data that the browser transmits to our server in order to ensure the stability and security of our website. This is our legitimate interest, so that the legal basis is Art. 6 para. 1 p. 1 lit. f DSGVO.
These data are:
This data is also stored in log files. They are deleted when their storage is no longer necessary, at the latest after 14 days.
Our website carlfinance.de is hosted by Webflow, Inc., 398 11th St., Floor 2, San Francisco, CA 94103, USA. Our website nachfolge.de is hosted by Netlify, Inc, 610 22nd Street Suite 315 San Francisco, CA 94107, USA. We also use the content delivery networks of the providers, which helps to make our website available. In doing so, the providers process the personal data transmitted via the websites, e.g. on content, usage, meta/communication data or contact data. It is our legitimate interest to provide a website, so that the legal basis of the data processing is Art. 6 para. 1 p. 1 lit. f DSGVO.
When contact is made via the contact form on our website, we store the data requested there and the content of the message.[Text Wrapping Break]The legal basis for the processing is our legitimate interest in answering enquiries directed to us. The legal basis for the processing is therefore Art. 6 para. 1 p. 1 lit. f DSGVO.[Text Wrapping Break]We delete the data accruing in this context after the storage is no longer necessary or restrict the processing if there are statutory retention obligations.
We publish vacancies that are available in our company on our website, on pages linked to the website or on third-party websites.[Text Wrapping Break]The processing of the data provided as part of the application is carried out for the purpose of implementing the application procedure. Insofar as this is necessary for our decision to establish an employment relationship, the legal basis is Article 88 (1) DSGVO in conjunction with Section 26 (1) BDSG. We have marked the data required to carry out the application process accordingly or refer to them. If applicants do not provide this data, we cannot process the application. [Text Wrapping Break]Further data is voluntary and not required for an application. If applicants provide further information, this is based on their consent (Art. 6 para. 1 p. 1 lit. a DSGVO).
We ask applicants to refrain from providing information on political opinions, religious beliefs and similarly sensitive data in their CV and cover letter. They are not required for an application. If applicants nevertheless provide such information, we cannot prevent their processing in the context of the processing of the CV or covering letter. Their processing is then also based on the consent of the applicants (Art. 9 para. 2 lit. a DSGVO).
Finally, we process the applicants' data for further application procedures if they have given us their consent to do so. In this case, the legal basis is Art. 6 para. 1 p. 1 lit. a DSGVO.
We pass on the applicants' data to the responsible employees in the HR department, to our order processors in the area of recruiting and to the employees otherwise involved in the application process.
If we enter into an employment relationship with the applicant following the application process, we only delete the data after the employment relationship has ended. Otherwise, we delete the data no later than six months after rejecting an applicant.
If applicants have given us their consent to also use their data for further application procedures, we will not delete their data until one year after receipt of the application.
Via CARL Connect, we provide investors with investment properties and enable them to contact us. Via CARL Kompass, we prepare a company valuation for companies and enable investors to contact us.
We process the following data during registration:
The purpose of the processing is to create a profile of the user and to fulfil the other functions of the platform. In doing so, we fulfil the user contract concluded with the user. The legal basis is therefore Art. 6 para. 1 p. 1 lit. b DSGVO.
Contact is initiated anonymously until both contact partners have consented to being contacted. In this way, we fulfil a function of the platform, so that the legal basis in this respect is also Art. 6 (1) sentence 1 lit. b DSGVO.
We manage the aforementioned data in Pipedrive on the basis of an order processing agreement. The provider is Pipedrive OÜ, Mustamäe tee 3a, 10615 Tallinn, Estonia. The data is processed on servers in the EU. The provider's privacy policy is available at https://www.pipedrive.com/en/privacy.
Emails we send with ActiveCampaign. This also enables us to fulfil the usage contract with the user, so that the legal basis in this respect is also Art. 6 (1) sentence 1 lit. b DSGVO. Further information on the provider and the processed data can be found under 2.
Visitors to our website can book appointments with us. For this purpose, we process meta data or communication data in addition to the data entered. We have a legitimate interest in offering interested parties a user-friendly option for making appointments. Therefore, the legal basis for the data processing is Art. 6 para. 1 p. 1 lit. f DSGVO. Insofar as we use a tool from a third-party provider for the agreement, the information on this can be found under "Third-party providers".
Our website uses cookies. Cookies are small text files that are stored in the web browser on the end device of a site visitor. Cookies help to make the website more user-friendly, effective and secure. Insofar as these cookies are necessary for the operation of our website or its functions (hereinafter "Technically Necessary Cookies"), the legal basis for the associated data processing is Art. 6 para. 1 p. 1 lit. f DSGVO. We have a legitimate interest in providing customers and other site visitors with a functional website.[Text Wrapping Break]Specifically, we set technically necessary cookies for the following purpose or purposes:
We use Hotjar for analytics. The provider is Hotjar Ltd, Dragonara Business Centre, 5th Floor, Dragonara Road, Paceville St Julian's, STJ 3141, Malta. The provider processes usage data (e.g. websites visited, interest in content, access times) and meta/communication data (e.g. device information, IP addresses) in the EU.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. a DSGVO. The processing is based on consent. Data subjects can revoke their consent at any time by contacting us, for example, using the contact details provided in our privacy policy. The revocation does not affect the lawfulness of the processing until the revocation.
We delete the data when the purpose for collecting it no longer applies. Further information is available in the provider's privacy policy at https://www.hotjar.com/legal/policies/privacy/.
We use LinkedIn Insight Tag for conversion tracking. The provider is LinkedIn Ireland Unlimited Company, Wilton Place, Dublin 2, Ireland. The provider processes usage data (e.g. web pages visited, interest in content, access times) and meta/communication data (e.g. device information, IP addresses) in the EU.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. a DSGVO. The processing is based on consent. Data subjects can revoke their consent at any time by contacting us, for example, using the contact details provided in our privacy policy. The revocation does not affect the lawfulness of the processing until the revocation.
The data will be deleted when the purpose for which it was collected no longer applies and there is no obligation to retain it. Further information can be found in the provider's privacy policy at https://www.linkedin.com/legal/privacy-policy?
We use Openli (Legal Monster) to help us comply with legal requirements. The provider is Legal Monster ApS, Njalsgade 21E, 5th floor, 2300 Copenhagen S, Denmark. The provider processes usage data (e.g. websites visited, interest in content, access times) and meta/communication data (e.g. device information, IP addresses) in the EU.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. c DSGVO. The processing is necessary for the fulfilment of a legal obligation to which we are subject.
The data is stored in accordance with the statutory retention periods and then automatically deleted. Further information is available in the provider's privacy policy at https://openli.com/legal/privacy-policy.
We use Google Tag Manager for analysis and advertising. The provider is Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland. The provider processes usage data (e.g. websites visited, interest in content, access times) in the USA.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. a DSGVO. The processing is based on consent. Data subjects can revoke their consent at any time by contacting us, for example, using the contact details provided in our privacy policy. The revocation does not affect the lawfulness of the processing until the revocation.
The legal basis for the transfer to a country outside the EEA are standard contractual clauses. The security of the data transferred to the third country (i.e. a country outside the EEA) is guaranteed by standard data protection clauses adopted in accordance with the review procedure under Article 93(2) of the GDPR (Article 46(2)(c) of the GDPR), which we have agreed with the provider.
We delete the data when the purpose for collecting it no longer applies. Further information is available in the provider's privacy policy at https://policies.google.com/privacy?hl=de.
We use Segment for analysis. The provider is Segment.io, Inc, 100 California Street Suite 700 San Francisco, CA 94111, USA. The provider processes usage data (e.g. websites visited, interest in content, access times) and meta/communication data (e.g. device information, IP addresses) in the USA.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. a DSGVO. The processing is based on consent. Data subjects can revoke their consent at any time by contacting us, for example, using the contact details provided in our privacy policy. The revocation does not affect the lawfulness of the processing until the revocation.
The legal basis for the transfer to a country outside the EEA are standard contractual clauses. The security of the data transferred to the third country (i.e. a country outside the EEA) is guaranteed by standard data protection clauses adopted in accordance with the review procedure under Article 93(2) of the GDPR (Article 46(2)(c) of the GDPR), which we have agreed with the provider.
We delete the data when the purpose for collecting it no longer applies. Further information is available in the provider's privacy policy at https://segment.com/legal/privacy/.
We use Zapier for automation between applications. The provider is Zapier, Inc, 548 Market St. #62411, San Francisco, CA 94104-5401, USA. The provider processes usage data (e.g. websites visited, interest in content, access times) and meta/communication data (e.g. device information, IP addresses) in the USA.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. f DSGVO. We have a legitimate interest in easily connecting the applications in our company and thus optimising the way we work.
The legal basis for the transfer to a country outside the EEA are standard contractual clauses. The security of the data transferred to the third country (i.e. a country outside the EEA) is guaranteed by standard data protection clauses adopted in accordance with the review procedure under Article 93(2) of the GDPR (Article 46(2)(c) of the GDPR), which we have agreed with the provider.
We delete the data when the purpose for collecting it no longer applies. Further information is available in the provider's privacy policy at https://zapier.com/privacy.
We use Google Conversion Tag for conversion tracking. The provider is Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland. The provider processes usage data (e.g. websites visited, interest in content, access times) in the USA.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. a DSGVO. The processing is based on consent. Data subjects can revoke their consent at any time by contacting us, for example, using the contact details provided in our privacy policy. The revocation does not affect the lawfulness of the processing until the revocation.
The legal basis for the transfer to a country outside the EEA are standard contractual clauses. The security of the data transferred to the third country (i.e. a country outside the EEA) is guaranteed by standard data protection clauses adopted in accordance with the review procedure under Article 93(2) of the GDPR (Article 46(2)(c) of the GDPR), which we have agreed with the provider.
The data will be deleted when the purpose for which it was collected no longer applies and there is no obligation to retain it. Further information can be found in the provider's privacy policy at https://policies.google.com/privacy?hl=de https://support.google.com/tagmanager/answer/9323295?hl=de&ref_topic=3441532.
We use Outbrain for advertising. The provider is Outbrain Inc, 222 Broadway 19th Floor, New York, NY 10038. The provider processes usage data (e.g. websites visited, interest in content, access times) and meta/communication data (e.g. device information, IP addresses) in the USA.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. a DSGVO. The processing is based on consent. Data subjects can revoke their consent at any time by contacting us, for example, using the contact details provided in our privacy policy. The revocation does not affect the lawfulness of the processing until the revocation.
The legal basis for the transfer to a country outside the EEA are standard contractual clauses. The security of the data transferred to the third country (i.e. a country outside the EEA) is guaranteed by standard data protection clauses adopted in accordance with the review procedure under Article 93(2) of the GDPR (Article 46(2)(c) of the GDPR), which we have agreed with the provider.
The data will be deleted when the purpose for which it was collected no longer applies and there is no obligation to retain it. Further information can be found in the provider's privacy policy at https://www.outbrain.com/legal/privacy#privacy-policy.
We use ActiveCampaign for analysis. The provider is ActiveCampaign, LLC, 1 N Dearborn St., 5th Floor, Chicago, Illinois 60602, USA. The provider processes usage data (e.g. websites visited, interest in content, access times) and meta/communication data (e.g. device information, IP addresses) in the USA.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. a DSGVO. The processing is based on consent. Data subjects can revoke their consent at any time by contacting us, for example, using the contact details provided in our privacy policy. The revocation does not affect the lawfulness of the processing until the revocation.
The legal basis for the transfer to a country outside the EEA are standard contractual clauses. The security of the data transferred to the third country (i.e. a country outside the EEA) is guaranteed by standard data protection clauses adopted in accordance with the review procedure under Article 93(2) of the GDPR (Article 46(2)(c) of the GDPR), which we have agreed with the provider.
We delete the data when the purpose for collecting it no longer applies. Further information is available in the provider's privacy policy at https://www.activecampaign.com/legal/privacy-policy.
We use Google Analytics for analysis. The provider is Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Dublin, D04e5w5, Ireland. The provider processes usage data (e.g. websites visited, interest in content, access times) and meta/communication data (e.g. device information, IP addresses) in the USA.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. a DSGVO. The processing is based on consent. Data subjects can revoke their consent at any time by contacting us, for example, using the contact details provided in our privacy policy. The revocation does not affect the lawfulness of the processing until the revocation.
The legal basis for the transfer to a country outside the EEA are standard contractual clauses. The security of the data transferred to the third country (i.e. a country outside the EEA) is guaranteed by standard data protection clauses adopted in accordance with the review procedure under Article 93(2) of the GDPR (Article 46(2)(c) of the GDPR), which we have agreed with the provider.
The data will be deleted when the purpose for which it was collected no longer applies and there is no obligation to retain it. Further information can be found in the provider's privacy policy at https://policies.google.com/privacy?hl=de.
We use Bing Ads Conversion Tracking for conversion tracking and analysis. The provider is Microsoft Corporation, One Microsoft Way, Redmond, WA 98052-6399, USA. The provider processes usage data (e.g. websites visited, interest in content, access times) and meta/communication data (e.g. device information, IP addresses) in the USA.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. a DSGVO. The processing is based on consent. Data subjects can revoke their consent at any time by contacting us, for example, using the contact details provided in our privacy policy. The revocation does not affect the lawfulness of the processing until the revocation.
The data will be deleted when the purpose for which it was collected no longer applies and there is no obligation to retain it. Further information can be found in the provider's privacy policy at https://privacy.microsoft.com/de-de/privacystatement.
We use Zendesk as a live chat. The provider is Zendesk, Inc., 1019 Market St., San Francisco, CA 94103, USA. The provider processes content data (e.g. entries in online forms), contact data (e.g. Email addresses, telephone numbers), meta/communication data (e.g. device information, IP addresses) and master data (e.g. names, addresses) in the EU.
The legal basis of the processing is Art. 6 para. 1 p. 1 lit. a DSGVO. The processing is based on consent. Data subjects can revoke their consent at any time by contacting us, for example, using the contact details provided in our privacy policy. The revocation does not affect the lawfulness of the processing until the revocation.
The data will be deleted when the purpose for which it was collected no longer applies and there is no obligation to retain it. Further information can be found in the provider's privacy policy at https://www.zendesk.de/company/agreements-and-terms/privacy-policy/.
We are represented in social media networks in order to present our company and our services there. The operators of these networks regularly process their users' data for advertising purposes. Among other things, they create user profiles from their online behaviour, which are used, for example, to show advertisements on the pages of the networks and elsewhere on the Internet that correspond to the interests of the users. For this purpose, the operators of the networks store information on user behaviour in cookies on the users' computers. Furthermore, it cannot be ruled out that the operators merge this information with other data. Users can obtain further information and instructions on how to object to processing by the site operators in the data protection declarations of the respective operators listed below. It is also possible that the operators or their servers are located in non-EU countries, so that they process data there. This may result in risks for users, e.g. because it is more difficult to enforce their rights or because government agencies have access to the data.
When users of the networks contact us via our profiles, we process the data provided to us in order to respond to the enquiries. This is our legitimate interest, so that the legal basis is Art. 6 para. 1 p. 1 lit. f DSGVO.
We maintain a profile on Instagram. The operator is Facebook Ireland Ltd, 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland. The privacy policy is available here: https://help.instagram.com/519522125107875.
We maintain a profile on YouTube. The operator is Google Ireland Limited Gordon House, Barrow Street Dublin 4. Ireland. The privacy policy is available here: https://policies.google.com/privacy?hl=de.
We maintain a profile on LinkedIn. The operator is LinkedIn Ireland Unlimited Company, Wilton Place, Dublin 2, Ireland. The privacy policy is available here: https://https://www.linkedin.com/legal/privacy-policy?_l=de_DE. One way to object to data processing is via the settings for advertisements: https://www.linkedin.com/psettings/guest-controls/retargeting-opt-out.
We maintain a profile on Xing. The operator is New Work SE, Dammtorstraße 29-32, 20354 Hamburg. The privacy policy is available here: https://privacy.xing.com/de/datenschutzerklaerung.
We reserve the right to change this privacy policy with effect for the future. A current version is always available here.
If you have any questions or comments regarding this privacy policy, please contact us using the details above.
